Below is a list of benefits available for owners and trainers licensed in Kentucky who have signed up for full membership, which is free. If you have any questions about our organization and membership, please don’t hesitate to contact one of our offices listed HERE.

 

Doctor and Hospital Benefits:
  • Owners, trainers and stable employees to be considered for 100% of the total bill up to a maximum of $7,500.00 per calendar year. Immediate families of licensees to be considered for 50% of the total bill up to a maximum of $2,500.00 per calendar year.
Burial Benefit:
  • $2,000.00 per licensee.
Prescription Drugs Benefit:
  • $500.00 total per calendar year for licensee and family.
Dental Benefit:
  • $300.00 total per calendar year for licensee and family.
Eyeglass Benefit:
  • $300.00 total per calendar year for licensee and family. Reimbursement basis only.
Chiropractic Benefit:
  • $300 total per calendar year for licensee and family.
Accupunture Benefit:
  • $300 total per calendar year for licensee and family.
Emergency Assistance:
  • To be considered on an as needed basis. $500 limit per year for licensee and family.

Stable employees must be licensed no less than thirty (30) days. All requests over $1,000.00, excluding burial, must have board approval.

 

 

Kentucky Racing Health & Welfare Fund, Inc.

Additional benefits are available to licensed horsemen. Please contact Kentucky Racing Health and Welfare Fund at 502-636-2900 for more information. The Kentucky Racing Health and Welfare Fund is independent of the Kentucky HBPA.

DISCLAIMER:

The Kentucky Racing Health and Welfare Fund is non-profit charitable organization that receives no government funding or public tax revenue. It is not an insurance company and does not assume responsibility for any incurred charge nor does it guarantee approval for any request for assistance. The Fund’s guidelines are changed at the sole discretion of the Fund and are modified, extended, altered, and revised from time to time without prior notice. Therefore, any information supplied in any form must not be construed or regarded as creating any express or implied right to the services, coverage, or benefits the Fund may offer. A copy of the Fund’s current guidelines can be obtained by a written request submitted to the Fund.